A woman with curly brown hair wearing a cream sweater and a maroon skirt, smiling and pointing through a grassy field with mountains and a leafless tree in the background during daytime.

Meet  Kelly  Anne  Kratz

Your go-to partner for simple, empowering money support.


Get my favorite tips for saving smarter, spending intentionally, and creating financial peace of mind.

I know what it feels like to struggle with money. In my 20s, I hit a breaking point with my own finances, and that experience changed everything. I got serious about learning how money works, and now I use those lessons to help others find peace, clarity, and confidence in their finances.

Today, I help small business owners, freelancers, and everyday individuals take control of their money and build a solid foundation for the future. My mission is to make financial management less intimidating and more empowering. No shame, no jargon—just real guidance that helps you feel in control.

Whether you’re looking for dependable bookkeeping or personalized money coaching, I’m here to help you get organized, reach your goals, and finally feel good about your finances.